About
Clara is an AI-first primary care and longevity practice for individual patients, combining licensed clinicians with AI that synthesizes medical histories, lab results, medications, and wearable data. Its differentiation is continuous, data-rich virtual care: AI performs the heavy lifting while state-licensed clinicians review and approve clinical decisions, including prescriptions and lab orders.
Market
Clara competes in consumer digital health, particularly AI-powered primary care, virtual care, preventive health, and longevity-oriented monitoring. Its positioning is differentiated by continuously reading a patient's full longitudinal chart and wearable data, surfacing cross-condition patterns, and routing every prescription and lab order to a licensed physician for review, rather than relying primarily on episodic visits, standalone lab testing, or conventional in-person and remote primary care.
Clara targets individual consumers and patients seeking cash-pay, continuous primary care rather than episodic visits—especially people managing chronic conditions such as hypertension, hypothyroidism, diabetes, or high cholesterol, and people whose medical information is fragmented across multiple specialists. It is also suited to health-conscious consumers who want ongoing monitoring of labs, medications, and wearable data.
At a Glance
Problem
Healthcare is often episodic and fragmented: traditional primary-care visits are short, office-hours constrained, and may miss patterns across a patient’s conditions, labs, medications, and wearable data. That creates continuity and access problems while leaving patients to pay per-visit costs or substantially more for concierge care. Clara positions its $25–$150 monthly membership against traditional PCP copays of $150 or more per visit and concierge offerings that may charge $2,000 or more to enroll.
The killer use case is proactive, continuous primary care for someone who wants an always-available health layer rather than starting from scratch at every appointment. Clara is designed to read a patient’s complete history, identify trends and risks, and help manage refills, lab orders, prevention, and longevity in context.
Product / Service
Clara is an AI-first, direct-to-consumer primary-care practice. It securely pulls medical histories from more than 150,000 hospitals, labs, and pharmacies, reads the information whenever a patient interacts with it, and drafts prescription refills, lab orders, and care plans. A licensed clinician in the patient’s state reviews and signs off on every clinical decision; Clara says it is available as a primary-care provider or alongside an existing PCP and is licensed in all 50 states.
The service is sold through cash-pay memberships: Basic costs $25 per month for unlimited AI chats, records synchronization, and physician-reviewed prescription and lab orders; Standard costs $50 and adds wearables, video visits, and biomarker testing; Concierge costs $150 and adds a broader set of tests and panels. The plans are HSA/FSA eligible, while prescriptions and some ad-hoc lab work may be covered separately by insurance. The benefit is round-the-clock, context-rich access at a lower recurring price than many concierge or episodic-care alternatives, with clinician oversight rather than an unreviewed chatbot.
Market
Clara competes in AI-first primary care and longevity medicine, overlapping with virtual primary-care providers, concierge medicine, traditional PCPs, and consumer health-AI products. K Health is an adjacent AI-powered primary-care competitor, while Claude and ChatGPT represent the generic-AI alternatives Clara explicitly distinguishes itself from. Clara’s differentiation is the combination of longitudinal medical-record access, the ability to initiate care workflows such as prescriptions and lab orders, state-licensed clinicians, and physician review of clinical decisions.
The company launched in May 2026 and is listed by Y Combinator as an active Spring 2026 company founded in 2025, with a team of nine. It has raised a $12 million pre-seed round led by Y Combinator and A.Capital, with additional venture and angel participation, and was built by the team behind Circle Medical, which previously exceeded $100 million in annual revenue. No public patient-count, revenue, or utilization figures are disclosed in the available sources, so Clara’s demonstrated traction is currently its launch, funding, licensing, and experienced team rather than proven commercial scale.
Founders & Leadership
Funding History
Y Combinator, A.Capital
Recent News
PTINdirectory became the inaugural Clara Connect partner, bringing embedded capital solutions to a community of more than 700,000 tax professionals.
Clara Capital completed Clara Connect, a digital platform designed to automate the funding workflow and connect small businesses with capital through strategic partner ecosystems.
Clara launched Clara Global, an independently available expense-management platform for companies managing employee expenses in any country and currency. Clara said the customer-facing product was built entirely with AI by a three-person team.
Clara announced debt financing of up to $90 million from Accial Capital and its Skandia FCP Impacto fund. The financing supports Clara’s Colombian expansion, where the company reported coverage in 27 states representing 85% of the national territory and a second office in Medellín.
Clara announced $70 million in structured debt funding from BBVA Spark, Covalto, and the International Finance Corporation. The capital is intended to scale corporate credit-card and bill-pay products, with BBVA Spark supporting Colombia and IFC/Covalto supporting Mexico.
Clara was named to the 2024 Fintech Innovation 50, an annual list recognizing fintech companies. The announcement described Clara as a solution for Latin American companies to make and manage payments.
Mastercard and L’Oréal announced a Mexico partnership that includes Clara as the issuer of the L’Oréal Mastercard BusinessCard. The card is designed specifically for businesses in the beauty industry.
Clara and Bitso Business partnered on stablecoin-backed payments and corporate cards. The offering primarily targets mid-market and enterprise companies in Mexico holding USDC or MXNB, with Bitso verifying holdings and serving as guarantor.
Active Roles
131Business Model
Clara monetizes through HSA/FSA-eligible, cash-pay monthly memberships priced at $25, $50, and $150. Plans provide escalating access to AI-powered care, clinician-reviewed prescriptions and lab orders, medical-record synchronization, wearable integration, biomarker testing, and video visits.
Products
Tech Stack
Similar Companies
Competitors
Key Investors
Y Combinator, A.Capital, Liquid 2