About
ClickPe is a fintech lending marketplace for small business owners and SMEs, offering loans structured around daily rather than monthly repayments. It differentiates itself by matching repayment schedules to merchants’ daily cash flow and works with regulated lending partners.
Market
ClickPe competes in India's digital financial-services aggregation and alternative-lending market, connecting consumers and SMEs with regulated lenders for loans, education-fee financing, vendor payments, and credit cards rather than lending directly from its own balance sheet. Its positioning combines a broad comparison and lead-generation marketplace with repayment flexibility for small businesses, particularly daily or monthly repayment options; its clearest differentiation from BharatPe, Funding Societies, and InCred is this combination of multi-product discovery and cash-flow-oriented repayment choices.
Primary customers are Indian small shop owners, entrepreneurs, and SMEs seeking business working capital, especially those whose cash flow is daily and who need repayment options aligned to that cadence. The broader funnel also serves consumers comparing personal loans, credit cards, savings accounts, education-fee financing, and vendor-payment financing.
At a Glance
Problem
ClickPe addresses the cash-flow mismatch faced by India’s small shop owners and other SMEs: they often earn money daily but are expected to repay loans in large monthly installments. That forces borrowers to calculate how much to reserve each day, creates a working-capital shortfall when the installment is due, and can increase repayment stress and default risk. The core use case is a small merchant who needs working capital but would be better served by converting a large monthly obligation into manageable daily payments.
The model also targets a lender-side problem. Daily repayment and collection data can reveal deteriorating performance much earlier than a conventional monthly schedule, potentially enabling more informed underwriting, higher collection rates, and lower non-performing assets. In economic terms, ClickPe is trying to make short-term credit more aligned with the frequency of a merchant’s cash inflows while improving lenders’ risk visibility.
Product / Service
ClickPe began as a marketplace for business loans structured around smaller, daily installments, with repayment collected through an auto-debit mandate from a digital wallet. Its current offering is broader: the app describes itself as a financial-services aggregation and lead-generation platform, not a lender, connecting users with RBI-registered banks and NBFCs for SME loans, personal loans, education-fee financing, vendor-payment financing, and credit cards. Users can compare offers, check eligibility, apply digitally, set up eNACH or AutoPay, and track repayments.
The delivery model is therefore partner-led rather than balance-sheet lending. ClickPe handles discovery, comparison, and application support, while regulated financial institutions make the approval, pricing, disbursal, and servicing decisions. The stated benefit is a paperless, low-friction way to find and apply for financial products; the app lists SME loans up to ₹5 lakh, loan tenures from 100 days to three years, and a representative ₹18,000 loan repaid as ₹200 daily for 100 days, subject to lender terms and disclosed fees.
Market
ClickPe competes in India’s fintech lending and financial-product marketplace, spanning digital SME credit, consumer loans, credit cards, and related financial-product aggregation. Its original differentiation was daily-repayment business lending for merchants, while its current website and app position it more broadly as a comparison and lead-generation platform. Tracxn identifies BharatPe, Funding Societies, and InCred among its competitors, although these companies do not all have identical business models or product scopes.
The company was founded in 2022 and is listed by Y Combinator as a Winter 2023, active fintech marketplace with a two-person team. Public funding databases report a $500,000 2023 pre-seed round involving Y Combinator. The Google Play listing, updated July 11, 2026, shows 10K+ downloads, a 4.1 rating, and 254 reviews, indicating early operating traction rather than scale comparable with major fintech platforms. Public sources reviewed do not establish revenue reliably: one database leaves current revenue blank, so ClickPe should not be confidently labeled either pre-revenue or meaningfully revenue-generating on the available evidence.
Founders & Leadership
Funding History
Y Combinator
Recent News
Y Combinator’s fintech directory lists ClickPe as an active W2023 company with two employees in Surat, Gujarat, India. This is a current ecosystem/profile update rather than a standalone press release.
The Google Play listing describes ClickPe as a financial-services aggregation and lead-generation platform connecting users with RBI-registered banks and NBFCs for loans and related services.
Tracxn reports that ClickPe is a seed-stage business-loan marketplace based in India and has raised $500K in total funding. The listing does not indicate that this was a newly completed round during the reporting period.
ClickPe’s official terms describe merchant acquisition and tie-ups, credit-gateway technology development, and customer creditworthiness assessment. No specific merchant, lender, or technology partner is named in the available update.
ClickPe’s product page says the company offers loan solutions with daily and monthly repayment options for small-business owners, highlighting its repayment-flexibility proposition.
GetLatka reports that ClickPe reached $2M in 2025 revenue, while the company’s valuation was reported at $5.9M in 2025 during an M&A Offer round. These figures are third-party estimates/profile data rather than a company-issued funding announcement.
Active Roles
2Business Model
ClickPe operates a B2B lending marketplace that connects small business owners with loans funded through banks, NBFCs, and other debt institutions, with repayments collected daily. Its exact pricing and revenue mechanism—such as origination fees, lender commissions, or interest-sharing—are not disclosed in the available evidence.