Companies

Pluto.markets

pluto.markets

Pluto.markets is a Danish regulated investment app offering fractional stocks, ETFs, and crypto to retail investors.

HQCopenhagen, null, Denmark
Employees1-50
Jobs checked 4d ago
Specialization
Not classified
Business
Financial Services
Market
Financial Services
Ecosystem
Not applicable
Customers
Consumers
More details
Organization type
Commercial Company
Ecosystem
Not applicable
Business
Financial Services
Specialization
Not classified
Market
Financial Services
Customers
Consumers
Delivery models
Hosted Software
Revenue models
Transaction Fees
Listing status
Not classified
Latest equity round
Seed
Reported funding amount
Not classified

About

Pluto.markets is a Danish regulated investment platform offering fractional stocks, ETFs, and crypto trading through a mobile app. It targets Danish retail investors and differentiates itself with commission-free stock and ETF trading, broad fractional-asset access, and a transparent fee model.

Market

Pluto.markets competes in the European retail-investing and digital brokerage market as a Danish regulated investment platform. Its positioning combines commission-free access to more than 4,500 assets with fractional investing, crypto, customizable Collections, and social/group-oriented investing; this emphasizes accessibility and engagement versus more traditional brokerages and overlaps with app-based competitors such as eToro, TradingFloor, Lunar, and BUX.

Target Customers

Pluto.markets primarily targets retail investors in Denmark and the wider underserved European market, including socially oriented groups of friends seeking accessible investing. It also serves private individuals and businesses, with a planned Pluto for Business offering for companies investing surplus cash.

At a Glance

Problem

Pluto.markets addresses the gap between ordinary Europeans and the stock market, particularly in Nordic countries with local currencies where the company says investment products have seen little innovation. Traditional brokers impose high commissions, high minimum investments, narrow product ranges, and clunky interfaces aimed at financially sophisticated customers; incumbents are also described as operating with profit margins above 50%. The killer use case is a beginner—or any small investor—being able to put modest amounts into recognizable stocks and diversified assets without fees making small trades uneconomic.

Product / Service

Pluto is a regulated, self-service investment app that lets individuals open an account in roughly three minutes and trade more than 4,500 assets, including fractional shares, stocks, ETFs, and cryptocurrencies. Stock and ETF trading is commission-free, while crypto trading is offered at a stated 1% price, and the platform supports assets across the US and several European markets. Fractional ownership lowers the minimum capital required, while the mobile-first interface, simplified onboarding, and planned social or multiplayer investing features are intended to make investing more accessible and engaging.

Market

The company competes in digital brokerage and neobrokerage, targeting millions of European retail investors and expanding toward business accounts for companies investing surplus cash. Its direct Nordic competitors include established platforms such as Nordnet, Avanza, and Saxo Bank; internationally, its positioning is comparable to Robinhood, Trade Republic, and Freetrade. Pluto is an operating business rather than a pre-launch or evidently pre-revenue startup: it reported more than 10,000 Danish users, surpassed DKK 1 billion in traded volume 14 months after onboarding its first customers, and raised €5 million in February 2026 to expand its product range and enter additional European markets. Revenue and profitability figures were not disclosed in the available sources.

Founders & Leadership

Joakim BruchmannFounder
CEO & Co-founder
Oscar VingtoftFounder
CTO & Co-founder

Funding History

2022-03
Seed (YC accelerator)$500K

Y Combinator

2024-02
Seed$2.6M

Magnetic

2026-02
Seed$6M

Seed Capital

Recent News

2026-09-16other
Pluto.markets named “Best in test” for monthly savings plan

Pluto.markets reported that it was named “Best in test” and offered Denmark’s cheapest monthly savings plan. The company’s news feed dates the item September 16, 2026.

2026-08-10product_launch
Pluto Markets launches business accounts

On August 10, Pluto Markets launched business accounts, allowing companies to open accounts on its investment platform. The launch was listed in Pluto’s newsroom and reported by FinansWatch.

2026-03-31partnership
Danish Fairrente partners with Pluto Markets

Fairrente entered a partnership with Pluto Markets, with its investment certificates fully integrated into the platform. Fairrente became Pluto’s preferred cash-investment option.

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Business Model

Pluto.markets offers stock and ETF trading with zero commission, while charging disclosed ancillary fees such as 0.15% for currency conversion and 1% for crypto trading. The available evidence does not establish additional revenue streams beyond these disclosed fees.

Products

Commission-free stock tradingFractional-share and fractional-ETF investingCryptocurrency tradingCollections, a customizable ETF alternativeAuto-investingSocial investing for groups of friendsPluto for Business, announced for companies investing surplus cash

Tech Stack

Mobile applicationIT trading platform

Competitors

eToro
TradingFloor
Lunar
BUX