- Specialization
- Not classified
- Business
Financial Servicesand 1 more business valuesLess
- Software Applications
- Market
- Financial Services
- Ecosystem
- Not applicable
- Customers
Small Businessesand 1 more customers valuesLess
- Consumers
More details
- Organization type
- Commercial Company
- Ecosystem
- Not applicable
- Business
- Financial Services, Software Applications
- Specialization
- Not classified
- Market
- Financial Services
- Customers
- Small Businesses, Consumers
- Delivery models
- Hosted Software
- Revenue models
- Transaction Fees, Investment Returns
- Listing status
- Not classified
- Latest equity round
- Seed
- Reported funding amount
- Not classified
About
Infinity builds a banking and payments platform for cross-border businesses, especially Indian SMBs, startups, freelancers, agencies, and exporters. Its differentiation is transparent pricing, zero FX markup, faster settlements, local-currency accounts, and compliance support through RBI-regulated banking partners.
Market
Infinity competes in the Indian cross-border payments and business-banking market, helping businesses receive international payments through local-currency accounts and settle into Indian bank accounts. It differentiates with a simple 0.5% all-inclusive fee, 0% FX markup, rapid settlement, free FIRA, real-time tracking, and support for global accounts and payment links, rather than the more complex pricing or broader infrastructure of many alternatives.
Infinity primarily serves India-based cross-border SMBs and startups, including freelancers, agencies, exporters, e-commerce businesses, and SaaS companies. Its core buyers are founders and finance or operations teams that need to collect overseas payments, convert them to INR, and manage compliance efficiently.
At a Glance
Problem
Indian freelancers, exporters, agencies, e-commerce sellers, and startups often receive international payments through traditional banks and legacy payment rails that are slow, opaque, and expensive. Intermediary-bank fees, hidden foreign-exchange margins, and settlement periods of several business days reduce the value of revenue earned abroad and create additional compliance and reconciliation work. The core use case is an Indian business or freelancer getting paid by global customers or platforms such as Upwork, Deel, or overseas B2B buyers, then converting and withdrawing those funds in India.
Product / Service
Infinity is an online cross-border payments and business-banking platform that gives Indian businesses virtual, multi-currency receiving accounts. Customers can collect payments in currencies such as USD, GBP, and EUR through local-style accounts, manage invoices and payment tracking in a dashboard, and withdraw funds into INR. The platform operates through RBI-authorised and AD-1 banking partners rather than holding customer funds directly, and provides digital FIRA documentation for compliant withdrawals.
The product is positioned around transparent, low-cost execution: live FX rates with no FX markup, a stated all-inclusive transaction fee of 0.5%, and settlement into an INR account within 24 hours. This combines faster access to cash with simpler compliance and more predictable economics for businesses expanding into global markets.
Market
Infinity competes in cross-border payments, multi-currency business accounts, and fintech infrastructure for Indian freelancers, exporters, startups, SMBs, and digital service providers. Its alternatives include traditional banks, PayPal, Wise, Payoneer, and India-focused providers such as Skydo. The company differentiates itself through its India-specific compliance workflow, FIRA support, local receiving accounts, rapid settlement, and advertised zero-FX-markup pricing.
The business is not pre-revenue in the evidence reviewed: Infinity reports more than $10 million in monthly transactions, over 10,000 customers onboarded, and coverage across more than 160 supported countries, while its Y Combinator profile records a $1.9 million pre-seed round. These figures are company- or directory-reported rather than independently audited, but they indicate early commercial traction and institutional backing.
Founders & Leadership
Funding History
Y Combinator
Y Combinator, Liquid 2 Ventures, Script Capital, Alan Rutledge, Justin Hamilton, Samvit Ramadurgam
Recent News
Mint reported that Infinity had 15,000 active users and was helping Indian exporters and freelancers reduce cross-border payment costs while streamlining compliance.
Infinity’s comparison guide presents the company as a cross-border payments platform designed for Indian professionals and businesses receiving international payments.
Infinity announced or documented QuickLink as a way for businesses to accept global card payments through fast, secure payment links.
Active Roles
1Business Model
Infinity charges a flat 0.5% all-inclusive fee on each transaction, covering platform fees, GST, FIRA generation, and INR settlement, with no FX markup. Y Combinator also says the company earns income on idle cash by investing in government securities.