Companies

Plumter

plumter.com

Plumter enables African businesses and consumers to send cross-border payments through global rails in more than 120 currencies.

HQNewark, Delaware, United States
Employees1-50
Jobs checked 6h ago
FintechAI-EnhancedB2B SaaSSeed

About

Plumter builds cross-border payments and international-banking tools for African businesses and consumers, connecting them to global payment rails. Its platform supports payments in more than 120 currencies through web, mobile, and API products, with liquidity supplied through global bank partners and customers ranging from small importers to multinationals.

Market

Plumter competes in B2B cross-border payments and financial software, with a particular emphasis on importers, exporters, and businesses in Africa and other emerging markets. It positions itself around fast, cost-effective supplier payments across 100+ countries and 120+ currencies, differentiating through trade-specific workflows, automated KYC/compliance and FX processing, stablecoin and multi-currency infrastructure, AI invoicing, and web, mobile, and API delivery.

Target Customers

Plumter targets businesses engaged in international trade, especially African and emerging-market importers, exporters, and companies paying overseas suppliers. Its customer base spans small importers through large multinationals, with finance, operations, and treasury teams as the primary users and buyers.

At a Glance

Problem

Cross-border trade is difficult for businesses that need to pay overseas suppliers: traditional banks can be slow, expensive, and cumbersome, while fragmented payment rails make it harder to manage foreign exchange, settlement, and payment visibility. Plumter targets the practical economics of this pain by offering faster payments at better rates; customer evidence on its site highlights savings in both time and money, improved cash-flow management, and faster settlement. Its core use case is an importer paying suppliers abroad, particularly businesses that regularly transact across multiple countries and currencies.

Product / Service

Plumter is a fintech platform for international business payments. Through web and mobile applications, businesses can send money from their local currency to suppliers in more than 100 countries, access real-time rates across 120-plus currencies, monitor transactions, and receive reporting and statements. The company also offers an API so customers can embed its global-payments infrastructure into their own systems, while its broader platform includes multicurrency and stablecoin infrastructure and AI-powered multilingual invoicing for cross-border trade.

Market

Plumter competes in fintech and financial software, specifically cross-border payments, multicurrency accounts, and financial infrastructure for importers and exporters. Its stated customer base ranges from small importers to large multinationals. Possible competitors identified in company-directory research include Paystack, Nala, and Grey, while Plumter’s broader positioning overlaps with international-payment and embedded-finance platforms.

The available evidence indicates meaningful commercial traction rather than a purely pre-revenue product. Plumter reports more than 1,650 businesses served, support for over 120 currencies, and 95% of payments completed in under 48 hours. PitchBook records a $500,000 funding total and identifies the company as generating revenue in a 2022 financing entry; however, no reliable current revenue figure is available in the researched sources.

Founders & Leadership

Yinka ElujobaFounder
Founder and CEO
Joshua EniFounder
Co-Founder and CTO

Funding History

2022-03
Seed$500K

Y Combinator

Recent News

2025-11-17funding
How Wema Bank, a $552 million bank, is investing in startups from all sectors

TechCabal reported that Wema Bank’s corporate venture program invests an average of $40,000 in early-stage startups and provides portfolio companies with access to its infrastructure, APIs, customer base, and operational resources. Plumter was listed among the ventures supported through Wema’s Hackaholics program.

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Business Model

Plumter operates a cross-border payments platform for businesses, delivering international payment execution through web and mobile applications and an API. The evidence does not disclose a public fee schedule, but its likely revenue comes from transaction and foreign-exchange economics associated with processing business payments; this pricing mechanism is inferred rather than explicitly stated.

Products

Plumter Business: B2B cross-border supplier and partner paymentsMulti-currency payment and wallet infrastructureWeb and mobile payment dashboard with exchange rates, reporting, approvals, roles, notifications, and payment trackingPayments API for embedding global payments into a company's own systemsAI-powered multilingual invoicing and embedded trade applications

Customers

Olayfis Global ResourcesRank Capital LimitedSintita EnterpriseGefallen EnterprisesRelativity Inter-face LimitedTransworld Integrated Ventures

Tech Stack

Multi-currency payments infrastructure supporting 120+ currenciesStablecoin infrastructureAI-powered multilingual invoicingPayments API and embedded integrationsWeb and mobile applicationsAutomated KYC, compliance, and foreign-exchange calculationsConnectivity to global banking partners and liquidity providers

Competitors

Wise Business
Airwallex
Payoneer
Leatherback